Private insurance is predicated on the idea that you'll probably never use it, i.e., your house won't burn down. Private health insurance doesn't work because nearly everyone will use their health insurance.

#PrivateHealthInsurance #usHealthcareSystem

https://www.reuters.com/sustainability/boards-policy-regulation/unitedhealth-sued-by-shareholders-over-its-reaction-backlash-executives-killing-2025-05-07/