One of the biggest security expertise redpills is this is unironically a good idea and the time spent making fun of it was ill-advised for most users whose physical security threat is not a factor in comparison.
@SwiftOnSecurity my best argument for this---besides it being low-tech and physical security considerations being moot: when you die, someone can get into your accounts this way. Which for older and less tech-savvy people is actually really helpful.