Mastodawn

What should I do? https://www.bocvip.com/1272223/what-should-i-do-50/ #StudentLoans

What should I do? - BOCVIP

Federal Loans: $89k; unsubsidized; spread across four $20,500 loans; at 4.3, 5.28, 6.54, and 8.08 interest rates; from 2020, 2021, 2022, and 2024; currently

BOCVIP

BOCVIP 54m ago

Any way to avoid a much higher payment because of my abnormal 2025 income? https://www.bocvip.com/1272188/any-way-to-avoid-a-much-higher-payment-because-of-my-abnormal-2025-income/ #StudentLoans

Any way to avoid a much higher payment because of my abnormal 2025 income? - BOCVIP

To make a long story short, I inherited and took a lump sum distribution of an ESOP account in December 2025. Because of that, my 2025 income was $30k higher

BOCVIP

BOCVIP 1h ago

Trying to switch to IBR from SAVE https://www.bocvip.com/1272162/trying-to-switch-to-ibr-from-save/ #StudentLoans

Trying to switch to IBR from SAVE - BOCVIP

I’ve decided to accept the fact that nothing will be done with save and I need to make the switch to IBR, however I’m confused because I’m saying I’m

BOCVIP

BOCVIP 2h ago

Dual citizen confused about how IBR works if I stay in America https://www.bocvip.com/1272129/dual-citizen-confused-about-how-ibr-works-if-i-stay-in-america/ #StudentLoans

Dual citizen confused about how IBR works if I stay in America - BOCVIP

I went to school in the US and am still here. But I grew up overseas and have dual citizenship in that other country, and really need some advice about how

BOCVIP

BOCVIP 2h ago

Laid off and restarting payments https://www.bocvip.com/1272092/laid-off-and-restarting-payments/ #StudentLoans

Laid off and restarting payments - BOCVIP

Hi all. There are some really smart people in this community so I was hoping to confirm my understanding. I was recently laid off. Someone suggested (before

BOCVIP

BOCVIP 3h ago

Forbearance until 2035 and received SAVE email https://www.bocvip.com/1272053/forbearance-until-2035-and-received-save-email/ #StudentLoans

Forbearance until 2035 and received SAVE email - BOCVIP

Im hoping someone is in my situation or close to. I received forbearance until 2035 and just received an email that I was on a SAVE plan and need to apply for

BOCVIP

BOCVIP 4h ago

I don’t know how I’m going to pay for nursing school https://www.bocvip.com/1272017/i-dont-know-how-im-going-to-pay-for-nursing-school/ #StudentLoans

I don’t know how I’m going to pay for nursing school - BOCVIP

I got accepted into an ABSN program for the summer 2026 term. It's 18 months and I will be graduating in December 20 27 if all goes well however the

BOCVIP

BOCVIP 4h ago

RAP plan (SAVE plane ending) https://www.bocvip.com/1271972/rap-plan-save-plane-ending/ #StudentLoans

RAP plan (SAVE plane ending) - BOCVIP

Just got the email about the SAVE plan ending, and now they’re introducing the RAP plan or whatever. How are we feeling about this?

BOCVIP

BOCVIP 5h ago

School counselor trying for PSLF but payment of $748 has me questioning how to manage https://www.bocvip.com/1271938/school-counselor-trying-for-pslf-but-payment-of-748-has-me-questioning-how-to-manage/ #StudentLoans

School counselor trying for PSLF but payment of $748 has me questioning how to manage - BOCVIP

Being a “life long learner” comes with a hefty price tag. After my bachelors, masters and doctorate, I have a $183K bill. My entire post secondary education

BOCVIP

BOCVIP 6h ago

High income, in SAVE https://www.bocvip.com/1271899/high-income-in-save/ #StudentLoans

High income, in SAVE - BOCVIP

I’ve been reading, and have used calculators and wanting to see if I’m really as f-ed and trapped as I feel.

BOCVIP