"I think the starting point with thinking about human rights, and thinking about it from a fund-manager perspective and an investor perspective, is to think about what is your mission with investing.

"There are two sides to it. One is you can consider human rights from a values-based perspective, that you care for people, planet, animals and you want to sleep at night with your investments.

"The other side is you believe that companies that comply with human rights will deliver better long-term returns, because they will be trusted, they're good corporate citizens and they will have stronger reputations, so they'll be financially better.

"I actually believe both those things are true."

YES Pathfinder!!

#nzpol #kiwisaver #ethicalfund #humanrights

The share/stock market that seems to be all evil, currently holds all of my future in #Kiwisaver, so if your intention is to bring it to its knees, just realise the consequences of that action #nzpol
'Dying is hard to do': Cancer sufferer says KiwiSaver withdrawal bar too high

"I've got limited time, and fighting with someone that's holding my money and refusing to give it up is just one more stress I can't afford."

RNZ
I have decided to switch my #KiwiSaver out of High Growth to Conservative as I don’t want to get hit when the #AI bubble bursts.
https://theconversation.com/lifting-kiwisaver-contributions-to-12-makes-sense-when-the-whole-scheme-is-fixed-270442 In effect, we get a retirement savings system that helps those who need it least, while leaving the most vulnerable dependent on taxpayers later in life. That’s corporate welfare in slow motion. #nzpol #retirement #kiwisaver
Lifting Kiwisaver contributions to 12% makes sense – when the whole scheme is fixed

Asking people to find extra money to lock away in KiwiSaver during a cost-of-living crunch risks pushing them in the opposite direction.

The Conversation
https://www.rnz.co.nz/news/business/579773/national-s-kiwisaver-plan-could-add-millions-to-balances-but-there-s-a-catch
"the next step should be making #KiwiSaver compulsory." The voluntary aspects make the new proposals almost worthless; and it's a bit rich coming from the party that wiped Labour's mid-1970s #Superannuation scheme.
National's KiwiSaver plan could add millions to balances - but there's a catch

The policy should add a lot to retirement funds, but it has one problem that needs fixing, a KiwiSaver provider says.

RNZ

Under Luxon's proposed Kiwisaver changes, the rate will rise each year until both employer and employee are contributing 6%, a combined rate of 12% which Luxon says matches the Australian scheme.

University of Otago economics professor Stephen Knowles disagrees. While the AU rate is 12%, that's ALL paid by the employer. Employees pay nothing.

And unlike Australia, National's scheme will not be compulsory. So poorer people are more likely to miss out.

https://www.odt.co.nz/news/dunedin/kiwisaver-pledge-faces-scrutiny

#NZPol #Kiwisaver

KiwiSaver pledge faces scrutiny

National's pledge to boost the KiwiSaver contribution rate to match Australia is being criticised for not comparing apples with apples. Yesterday,...

Otago Daily Times Online News
2023: The cost of living is hurting everyone and Labour are on the way to hand the government over to National due to their usual lack of boldness or progressive risk taking.
The number of people withdrawing funds from #KiwiSaver due to financial stress doubles from two months earlier. https://www.rnz.co.nz/national/programmes/checkpoint/audio/2018891232/more-applying-for-kiwisaver-funds-under-cost-of-living-stress
National, Act and NZ First win the election in October promising without evidence to fix the cost of living.
More applying for KiwiSaver funds under cost of living stress

More and more people are applying to release their KiwiSaver funds as the cost of living and the aftermath of extreme weather events hit hard. In March, 3000 people withdrew funds - almost double the number in January - but many more were turned down. If a consumer feels their KiwiSaver supervisor has unfairly declined a hardship application, they can bring their complaint to Financial Services Complaints Limited. Financial Ombudsman and chief executive of Financial Services Complaints, Susan Taylor talks to Susana Leiataua.

RNZ

Thanks to KiwiBank selling off their KiwiSaver scheme to Fisher Funds, I'm now inadvertently investing in a range of disgusting corporate activities, including animal torture, fossil fuel mining, and fucking Meta and Uber;

https://mindfulmoney.nz/kiwisaver/FND552/fisher-funds-kiwisaver-plan-conservative-fund/

Does anyone know of a KiwiSaver fund that doesn't invest in animal torture, fossil fuels or technofascism?

#KiwiSaver #MindfulMoney #FisherFunds #KiwiBank

Mindful Money | Find a fund that fits your values

Mindful money helps New Zealanders find a KiwiSaver or investment fund that matches their values.

"Examining the budget documents carefully, the increased employer contribution appears to not be included among the government’s expenses – but this is no oversight. Rather, they’re not expecting to be the one paying.

The employer contribution changes were, in fact, “costed in” as lower future wages for public sector workers.

In budget documents, the Treasury is explicit: …"

#NZPol #Kiwisaver #Budget2025

https://thespinoff.co.nz/politics/28-05-2025/is-the-kiwisaver-fiscal-hole-a-glitch-or-the-whole-point

Is the KiwiSaver ‘fiscal hole’ a glitch – or the whole point?

The government’s $3bn saving on KiwiSaver changes may come straight out of workers’ future pay – and it’s no accident.

The Spinoff