Your emergency fund would not cover six weeks of fixed expenses. That is not a safety net. That is a delay.
Your emergency fund would not cover six weeks of fixed expenses. That is not a safety net. That is a delay.
You have a Costco membership and a negative savings rate. One of those is doing more damage than the other.
Your wallet is a map to your priorities. Does it lead where you want to go?
three jobs. still no savings.
Your emergency fund covers one month of expenses. One medical bill dismantles that completely.
Your emergency fund covers one month of expenses. A single car repair would erase it. That is not a safety net. That is a delay.
Saving without a specific target date and a specific dollar amount is not saving. It is moving money to a different account and feeling good about it.
Net worth is the only number that does not lie. Take-home pay lies. Savings rate lies. Net worth does not.