2026 Roth Catch-Up Rule: How High Earners Must Change Their Retirement Math

The 2026 retirement rule that's about to blindside high earners? If you made over $150,000 last year, your catch-up contributions MUST be Roth starting January 1st.

#WealthManagement #ExitPlanning #FinancialAdvisor
https://pnwadvisory.com/insights/2026-roth-catch-up-rule-how-high-earners-must-change-their-retirement-math

Life Insurance Exit Planning: How the Right Structure Adds Millions to Business Sales

Most business owners planning exits overlook a significant opportunity. Last month, I reviewed an Austin manufacturer's "exit-ready" $8M company.

#WealthManagement #ExitPlanning #FinancialAdvisor
https://pnwadvisory.com/insights/life-insurance-exit-planning-how-the-right-structure-adds-millions-to-business-s

Most IRA Moves Business Owners Must Make Before April 15: 3 Critical Tax Strategies

Most business owners focus on business deductions and miss the retirement account moves that cut their personal tax bill. With April 15 approaching, here are 3 critical moves you can't afford to miss:

→ Traditional IRA contributions: Up to...

#WealthManagement #ExitPlanning #FinancialAdvisor
https://pnwadvisory.com/insights/why-most-ira-moves-business-owners-must-make-before-april-15-3-critical-tax-stra

Why Most OBBBA Tax Changes: 3 Hidden Wins Most Advisors Haven't Told You

Most business owners still don't know about the three biggest tax wins buried in the OBBBA. I've been reviewing these changes with clients for months.

#WealthManagement #ExitPlanning #FinancialAdvisor
https://pnwadvisory.com/insights/why-most-obbba-tax-changes-3-hidden-wins-most-advisors-havent-told-you

3 Deal Terms That Matter More Than Purchase Price for Business Owners

Here is how to negotiate a business sale so you keep more of what you earn. A founder came to me six months before closing a $14M deal.

#WealthManagement #ExitPlanning #FinancialAdvisor
https://pnwadvisory.com/insights/3-deal-terms-that-matter-more-than-purchase-price-for-business-owners

Why Most AI Task Reshuffling: How Business Owners Can Get Ahead of Workforce Changes

Here is how I spot AI reshuffling your team before it hits valuation. Morgan Stanley: young workers in high-exposure roles, up 1.1pp since 2023.

#WealthManagement #ExitPlanning #FinancialAdvisor
https://pnwadvisory.com/insights/why-most-ai-task-reshuffling-how-business-owners-can-get-ahead-of-workforce-chan

Why Most AI Exit Strategy: How Technology Separates $5M From $15M Business Sales

Here's how AI is separating the $5M exits from the $15M exits, before the market recovers. The businesses implementing AI systems right now are positioning themselves for 3x higher valuations when conditions improve.

#WealthManagement #ExitPlanning #FinancialAdvisor
https://pnwadvisory.com/insights/why-most-ai-exit-strategy-how-technology-separates-5m-from-15m-business-sales

Why Most Founder Financial Planning Blind Spots That Cost Millions

Here's what 35 years of watching founders exit taught me about the blind spots that cost them the most. The same brilliant minds who scale businesses to $100M often make devastating mistakes with their own wealth.

#WealthManagement #ExitPlanning #FinancialAdvisor
https://pnwadvisory.com/insights/why-most-founder-financial-planning-blind-spots-that-cost-millions

Why Most Earn-Out Exit Strategy: Why 35 Years Taught Me These Deals Are Your Best Friend

Here's what 35 years taught me about earn-outs: they're not deal killers anymore--they're wealth protectors. Earn-outs rose to 40% of mid-market deals in 2025.

#WealthManagement #ExitPlanning #FinancialAdvisor
https://pnwadvisory.com/insights/why-most-earn-out-exit-strategy-why-35-years-taught-me-these-deals-are-your-best

Business Valuation: Stop Confusing Busy Companies With Valuable Ones

The difference between a $2M exit and a $8M exit isn't revenue. I see this every week with Austin business owners.

#WealthManagement #ExitPlanning #FinancialAdvisor
https://pnwadvisory.com/insights/business-valuation-stop-confusing-busy-companies-with-valuable-ones