BOCVIP34m ago
Planning travel to Hawaii and Switzerland https://www.bocvip.com/1286937/planning-travel-to-hawaii-and-switzerland/ #CreditCards
Planning travel to Hawaii and Switzerland - BOCVIP

Hey there! Planning a trip to Hawaii in August for a spartan race (about a week) and my boyfriend and I want to elope in Switzerland in December. I only have

BOCVIP
BOCVIP1h ago
Citi Product Change Success https://www.bocvip.com/1286882/citi-product-change-success/ #CreditCards
Citi Product Change Success - BOCVIP

Just off with the online chat agent with Citi who successfully product changed my Double Cash card to a second Custom Cash.

BOCVIP
BOCVIP1h ago
Should I apply for Discover IT Cash Back CC in 2026? https://www.bocvip.com/1286834/should-i-apply-for-discover-it-cash-back-cc-in-2026/ #CreditCards
Should I apply for Discover IT Cash Back CC in 2026? - BOCVIP

I’m wondering if it’s worth having another hard inquiry and new LoC on my report for the Discover IT Cash. For context I currently have the Freedom Flex as a

BOCVIP
BOCVIP2h ago
3ds failure trying to pay using creditcard https://www.bocvip.com/1286776/3ds-failure-trying-to-pay-using-creditcard/ #CreditCards
3ds failure trying to pay using creditcard - BOCVIP

One of my friends is trying to pay my tuition but get this error message. 3D verification is failed or canceled by user. It's inconsistent tho, since he

BOCVIP
BOCVIP3h ago
Heads up for anyone using Bilt for rent payments – Shady Practice https://www.bocvip.com/1286725/heads-up-for-anyone-using-bilt-for-rent-payments-shady-practice/ #CreditCards
Heads up for anyone using Bilt for rent payments - Shady Practice - BOCVIP

Bilt Rewards quietly changed how rent payments work — and it’s NOT just about rewards.

BOCVIP
BOCVIP3h ago
Citi ThankYou Points vs Cap1 miles https://www.bocvip.com/1286679/citi-thankyou-points-vs-cap1-miles/ #CreditCards
Citi ThankYou Points vs Cap1 miles - BOCVIP

Obviously this is subjective, but what do you guys seem to find more valuable? I am trying to decide on an ecosystem with a great 2 card setup and these are

BOCVIP
BOCVIP4h ago
For my P2, citi declined due to “insufficient credit history”. Won’t explain what they want. https://www.bocvip.com/1286626/for-my-p2-citi-declined-due-to-insufficient-credit-history-wont-explain-what-they-want/ #CreditCards
For my P2, citi declined due to "insufficient credit history". Won't explain what they want. - BOCVIP

my P2 has had all sorts of cards, including gold, plat, vx, etc. has 6 figure salary. never missed pmt, 8 years of credit history. p2's last card opened

BOCVIP
BOCVIP5h ago
Amex Dispute with contractor https://www.bocvip.com/1286584/amex-dispute-with-contractor/ #CreditCards
Amex Dispute with contractor - BOCVIP

Hello, I put a downpayment on a patio we anticipated to have built. It was an extensive project (outdoor kitchen, outdoor fireplace, raised patio) and we put

BOCVIP
BOCVIP5h ago
CareCredit reported delinquency for 4$ after payoff https://www.bocvip.com/1286548/carecredit-reported-delinquency-for-4-after-payoff/ #CreditCards
CareCredit reported delinquency for 4$ after payoff - BOCVIP

I’m hoping to get some advice because this situation feels really unfair.

BOCVIP
BOCVIP6h ago
Venmo Credit Card Possible Airbnb Purchase https://www.bocvip.com/1286507/venmo-credit-card-possible-airbnb-purchase/ #CreditCards
Venmo Credit Card Possible Airbnb Purchase - BOCVIP

does airbnb code as travel on the venmo card for the 3% back?

BOCVIP