Migrating the American Express Payment Network, Twice

https://americanexpress.io/migrating-the-payments-network-twice/

#HackerNews #Migrating #American #Express #Payment #Network #PaymentMigration #TechInnovation #PaymentProcessing #FinTech

I am so angry at you, Stripe.

Right now, it is March 15. WHY IN THE EVER-LOVING FUCK does the bank need to hold onto that money for ELEVEN DAYS?!

"For your security."

Nah. My security is better provided for by HANDING me the money. It's for theirs and I wish marketing was less gaslighty. 😭

Thank you to the kind person that helped me. I'm sorry that Stripe has fucked us both. (I stopped using PayPal because it thinks I'm a business now and does the exact same thing.)

When the car rental company charged me like $500 for bullshit "cleaning charges," the bank sure didn't give a shit about my security when it just handed that money over without hesitation or question.

TL;DR

• Customer needs money? Let's hold onto it for a month and see if they forget.
• Bank/business needs money from a customer? EVERY DAY IS A BUSINESS DAY!

#Stripe #PayPal #Banking #PaymentProcessing #CorporateGreed #LateStageCapitalism #Enshittification #DoubleStandards #Vent

Pluralistic: Europe takes a big step towards a post-dollar world (11 Feb 2026)

https://fed.brid.gy/r/https://pluralistic.net/2026/02/11/post-dollar-world/

Không thể xác minh tài khoản với Lemon Squeezy sau 12 ngày do hiểu nhầm phần mềm là dịch vụ thủ công, đang tìm giải pháp thay thế để bán ứng dụng Windows. Cần MoR xử lý thuế toàn cầu, quản lý bản quyền đơn giản, tích hợp affiliate và xét duyệt nhanh. Paddle có còn là lựa chọn duy nhất đáng tin cậy? Ai đang dùng Polar hay nền tảng khác cho ứng dụng desktop? #SaaS #PaymentProcessing #Paddle #LemonSqueezy #PhầnMềm #ThanhToán #KinhDoanhOnline

https://www.reddit.com/r/SaaS/comments/1pztlbb/ghosted_b

Does anyone know of a resource that showcases the state of the art in federated private auditable payment processing architecture à la #GnuTaler or #DigitalEuro?

Especially w.r.t. offline p2p payments between users of such a system.

I'm asking because I just devised a scheme for secure and private offline payments in such a context where the payer is liable when they double-spend.
I want to know whether that idea is novel and should be published.

#digitalpayment #federation #paymentprocessing

In case anyone needs some #testing #CreditCard numbers for #API tests:

Here are some from official payment processors' public documentation.

• Obviously these WON'T WORK on any non-testing payment system (blocklisted by the payment processors!) so all one will get is declines and being listed as fraudster on any live payment network.

• So definitely don't hand them to #scammers (obviously if they're stupid enough to accept 4242 4242 4242 4242 they should get jailtime just for being "criminally stupid") and only use them for responsible testing uses as outlined by payment processors.

These are merely documented for reference for ethical development purposes and cases where one needs something for mockups, as these have the optics of realness (and they checkout as legit numbers per algorithm) but obviously no real card would ever be issued and I'd see this as a more ethical way to test things that to use i.e. Wirecard's assigned BINs cuz those may be reassigned to a different card issuer and thus could actually incur fraudulent charges!

• You're all welcome!

#payment #PaymentProcessing #CC #CreditCards #OnlinePayment #development #OpenSource #OpenData #PublicData #OSINT #tech #devs #dev #ITsec #InfoSec #OpSec #ComSec

Công ty công nghệ ISV hàng đầu ĐNÁ (nền tảng POS nhà hàng đầy đủ) tìm đối tác xử lý thanh toán tại Mỹ & Úc cho mô hình nhãn trắng/gia công. Giúp đối tác ra mắt hệ thống POS mang thương hiệu riêng, cạnh tranh với Fiserv, Block, Toast mà không cần tự phát triển.

#HợpTácKinhDoanh #POSNhàHàng #XửLýThanhToán #ISV #NhãnTrắng
#Partnerships #RestaurantPOS #PaymentProcessing #WhiteLabel #SaaS

https://www.reddit.com/r/SaaS/comments/1p72o4g/exploring_whitelabel_outsourcing_partnerships/

Handling credit card payment processing for the @bce website is a major milestone completed.

There are still lots of accessibility workflow issues to work through on the webpage, but I can work through those concurrently.

After spending some time with my family next week, I should be able to focus on actual FOSH product development.

❤️ ✊ 💪

#blind #nonprofit #fosh #foss #webdev #creditcardprocessing #paymentprocessing #bce #bcecoop #bcecoopinc