Times of India | Hack of the day: Pay small UPI amounts without entering PIN
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The Times of India’s tech desk reports that the National Payments Corporation of India has launched UPI Lite, a new feature that lets users make low‑value transactions—such as buying tea, snacks, parking or photocopies—without repeatedly entering their UPI PIN. By linking an eligible bank account to a supported UPI app (e.g., Paytm, PhonePe or Google Pay) and maintaining a small balance in the UPI Lite wallet, everyday micro‑payments are processed instantly, speeding checkout and reducing clutter on bank statements. The service is intended only for modest sums, acting as a digital pocket wallet, and users are advised to keep the balance low for security.
Digital payments have become second nature in India, but even the smallest transactions — whether for tea, snacks, parking, photocopies, or local shopping — often require entering your UPI PIN. Over time, this can feel repetitive, slow down the checkout process, and clutter your bank statements with dozens of tiny entries.
@praveen I realised to my horror that #NPCI (the banking cartel which operates #UPI) added major restrictions to UPI collect requests last month. No wonder two of the websites I wanted to make payments at refused to support it
But I was able to make a UPI collect request while registering for #ChennaiFOSS a few days back and again today to make my monthly #SIP payment. I wonder what's going on?
Will update on the wiki if I figure out the pattern 🏁
Mathrubhumi English
The Bad Place
Hippo 🍉