You know MasterCard, Visa and Bitcoin but do you know GNU Taler (@Taler)?
Read here what it is and why it matters today:
https://blog.gelbphoenix.de/digital-cash-not-crypto-gnu-taler/
#Blog #GNUTaler #Taler_Payment #Taler #NGITaler #Fediverse #OpenSource
RE: https://social.gelbphoenix.de/@gelbphoenix/116654142773548064
In almost an hour (20:00 CEST) comes the first blog post about @Taler online.
Follow @posts or become a member to get a notification (members also get the blog post in their E-Mails as an newsletter).
#GNUTaler #Taler_Payment #Blog #Fediverse #OpenSource #NGITaler #Taler
One of the many reasons I'm proud to work on the #Taler digital payment system is that we focus on the needs of citizens. And as digitization continues, also how we pay, it is important to make digital payment systems inclusive for those who have difficulty when dealing with numbers.
Christian Grothoff has something to say about how we test ways to make a digital wallet as accessible as possible.
https://youtu.be/-N9b711xhSs?t=1152
#Taler #GNUTaler #NGITaler #interledger #myoralvillage #Digitalpayments #literacy #numeracy #dyslexia #dyscalculia
Apply for funding before June 1st 2026
Do you have a valuable idea in the area of digital commons and networked technology, that will contribute towards achieving a more open information society and brings the next generation of the internet closer? We are interested in further developing open solutions that empower users on all layers of technology.
https://nlnet.nl/news/2026/20260401-call.html
#nlnet #NGI #NGI0 #NGI0CommonsFund #NGITaler #NGIFediversity
@WuMing2
I don't know what you mean by "self hosting" (of what?), "integration with banks" and "free for all market" - maybe there is a misunderstanding of what #Taler is?
It is a collection of protocols for three parties: the customer/wallet, the exchange (payment service provider) and the merchant. It consists of all steps necessary for digital payments: initial funding, coin withdrawal, anonymous coin spending, coin deposit, refresh/getting change. The funding and the deposit steps both involve regular wire-transfers from/to bank accounts of the customer/merchant, respectively.
The software implementation #GNUTaler is free software, and anybody can download, alter and run it - all parts of it. The wallet is clearly self-hosted by the user; a merchant can host the Taler-merchant-backend component themself - or use the service provided by somebody who runs it for multiple merchants (taler-ops.ch f.e.).
The exchange component is a different story, though:
For event or local currencies (not fiat currencies), under certain rules depending on your local jurisdiction, you may be allowed to run an exchange legally for that (fake) currency, f.e. for an event or a local community. This would be "self-hosting" the exchange.
What you can not do legally, without having the necessary license, is "self-hosting" an exchange for, say, the Euro (€). This requires an e-money issuer license, that only some banks and some fintech companies have. This is why the GLS bank (Germany) and the Magnet bank (Hungary) are members in the #NGITaler consortium - to legally host the Taler exchanges for the Euro (in Germany) and the Forint (in Hungary).
Other jurisdictions have less tighter regulations, f.e. Swiss law allows to operate as e-money issuer for Swiss francs as long as the total sum in the system is below a threshold (and one is compliant with Anti-Money-Laundering (AML) requirements).
Did I address your question?
Apply for funding before April 1st 2026
Open themes:
- Reclaim the public nature of the internet
- Privacy-preserving digital payments
- Creating the hosting stack of the future
https://nlnet.nl/news/2026/20260201-call.html
#NGI0 #NGI0CommonsFund #Privacy #NGITaler #Fediverse #NGIFediversity
There is currently only https://www.taler-ops.ch that operates #Taler in Switzerland, for the Swiss Francs.
The https://ngi.taler.net #NGITaler project is still working on rolling out Taler in DE, HU and the Euro zone.
@debacle @just1and0 @jill @hweimer @virgil_tibbs @NGI_TALER @Taler
Zur Orientierung:
Ich weiß nicht, was Du mit Abhängigkeit hier meinst, aber ein paar Punkte zur Klarstellung:
#GNUTaler ist ein GNU Projekt, damit freie Software, mit Mitarbeitern aus mehreren Ländern und min. drei Kontinenten. Es besteht seit 2014 und wird unter anderem von Freiwilligen vorangebracht, zum Teil mit öffentlichen Mitteln gefördert.
Im #NGITaler Projekt der EU seit Ende 2023 wollen mehrere Partner, inkl. GLS Bank, aber auch die Magnet Bank in Ungarn und Taler-Ops in der Schweiz #GNUTaler für den Euro, den Forint und den Schweizer Franken verfügbar machen. (In der Schweiz ist Taler technisch schon am Start: https://taler-ops.ch).
Eine tatsächliche de-jure Abhängigkeit an eine E-Money-Issuer Lizenz ist bei legalen Betrieb von #GNUTaler als Bezahldienst für den Euro gegeben, die vor dem Betrieb erfüllt sein muss. Die GLS-Bank hat eine solche Lizenz und möchte damit #GNUTaler einsetzen. Jede andere Institution mit einer solchen Lizenz kann das ebenso tun, wenn sie möchte.
Zu guter Letzt: #GNUTaler kann auch ganz ohne Bank für eine Regional- oder Eventwährung betrieben werden.
Phoenix Paulina Schmid
Özgür Kesim
NGI0 Tunisia 🇹🇳
