President Lee Jae-myung signals a policy shift by expanding pressure on multiple homeowners from tax measures to mortgage lending restrictions, aiming to address real estate market imbalances and promote fairness.
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President Lee Expands Pressure on Multiple Homeowners from 'Taxes' to 'Mortgage Loans'
President Lee Jae-myung signals a policy shift by expanding pressure on multiple homeowners from tax measures to mortgage lending restrictions, aiming to address real estate market imbalances and promote fairness.
Household Loans at South Korea’s Top 5 Banks Rise by 1.5 Trillion Won in November—Year-End ‘Shutdown’ Fears Amid Lending Caps
South Korea’s five largest banks saw household loans rise by 1.5 trillion won in November, but growth slowed amid tighter lending regulations and concerns over year-end lending shutdowns.
South Korea's real estate sentiment index for the Seoul metropolitan area turned upward in October, with Seoul leading gains, while non-capital regions remained flat; tighter mortgage rules and new government policies are driving both purchase and jeonse demand.
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October Real Estate Sentiment in Greater Seoul Turns Upward—Non-Capital Regions Remain Flat (Comprehensive)
South Korea's real estate sentiment index for the Seoul metropolitan area turned upward in October, with Seoul leading gains, while non-capital regions remained flat; tighter mortgage rules and new government policies are driving both purchase and jeonse demand.
South Korea’s Financial Services Commission Vice Chairman Lee Eo-kwon defended the October 15 real estate measures amid opposition criticism, stressing that stabilizing housing demand is the top priority and promising further supply-side actions to ensure market stability.
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'10·15 Measures' Face Opposition Criticism—Lee Eo-kwon Stresses 'Stabilizing Demand Is Top Priority' (Comprehensive)
South Korea’s Financial Services Commission Vice Chairman Lee Eo-kwon defended the October 15 real estate measures amid opposition criticism, stressing that stabilizing housing demand is the top priority and promising further supply-side actions to ensure market stability.
South Korea’s ruling party defended new real estate curbs aimed at deflating speculative bubbles, countering opposition claims that tighter lending and expanded regulated zones will hurt ordinary citizens, as Seoul and 12 Gyeonggi areas face stricter controls.
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Ruling Party Responds to 'Moon Jae-in Season 2' Criticism from Opposition - 'What’s Needed Now Is to Deflate the Speculative Bubble'
South Korea’s ruling party defended new real estate curbs aimed at deflating speculative bubbles, countering opposition claims that tighter lending and expanded regulated zones will hurt ordinary citizens, as Seoul and 12 Gyeonggi areas face stricter controls.
Will Seoul Home Prices Reverse Course as Transaction Index Turns Negative
Seoul’s apartment transaction price index turned negative in August after sharp deceleration in July, signaling a potential shift toward price stabilization amid tighter mortgage regulations.
South Korea’s September apartment pre-sale sentiment improved slightly nationwide, with Seoul showing gains but Incheon posting a sharp decline, as tighter mortgage rules and market polarization fuel concerns over unsold units in suburban areas.
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September Apartment Sales Outlook Improves in Seoul, Sharp Decline in Incheon
South Korea’s September apartment pre-sale sentiment improved slightly nationwide, with Seoul showing gains but Incheon posting a sharp decline, as tighter mortgage rules and market polarization fuel concerns over unsold units in suburban areas.
'Eviction Loan Cap of 100 Million Won to Be Lifted'—FSC Discusses Follow-Up Measures on Lending Regulations
South Korea's FSC will tighten mortgage lending rules but allow refinancing of existing loans for living stabilization, aiming to curb household debt while easing burdens on landlords.
Impact of Stringent Lending Curbs—Household Loans at South Korea’s Top 5 Banks Hit Four-Month Low
South Korea’s top five banks saw household loan growth slow sharply in July, hitting a four-month low, as new government lending curbs took effect and mortgage loan increases decelerated significantly.
Housing Price Expectations Plunge by Most in Three Years in July—Impact of June 27 Measures
South Korea’s housing price expectations fell by the most in three years in July after new mortgage curbs, while consumer sentiment hit a four-year high on strong exports and improved spending.
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