South Korea’s financial regulators will raise the minimum risk weight for mortgage loans, but internet-only banks using the Basel standardized approach are exempt, limiting their potential gains as their risk-weighted assets are already higher than traditional banks.
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https://en.infomaxai.com/news/articleView.html?idxno=89482
#YonhapInfomax #MortgageLoans #RiskWeight #InternetOnlyBanks #FinancialSupervisoryService #LoanToValueRatio #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=89482
Internet-Only Banks Unaffected by Higher Mortgage Risk Weights—'Unlikely to See Significant Gains'
South Korea’s financial regulators will raise the minimum risk weight for mortgage loans, but internet-only banks using the Basel standardized approach are exempt, limiting their potential gains as their risk-weighted assets are already higher than traditional banks.