Yonhap Infomax NewsJan 30
South Korea’s major card issuers are lowering card loan rates and targeting prime borrowers, even as funding costs rise, to manage asset quality amid tighter lending regulations.
#YonhapInfomax #CardLoan #InterestRate #CreditCardCompany #HouseholdLendingRegulation #FundingCost #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=102958
Are Card Loans Set to Rise Again—Lenders Cut Rates to Attract Prime Borrowers

South Korea’s major card issuers are lowering card loan rates and targeting prime borrowers, even as funding costs rise, to manage asset quality amid tighter lending regulations.

Yonhap Infomax
Yonhap Infomax NewsAug 5, 2025
Savings banks in South Korea are reassessing strategies as unsecured loan originations plunge over 50% following new government lending caps, with firms eyeing riskier borrowers and portfolio diversification amid rising default concerns.
#YonhapInfomax #SavingsBanks #UnsecuredLoans #LoanPortfolio #CreditScore #HouseholdLendingRegulation #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=75521
Savings Banks Consider Strategic Shift as Unsecured Loans Plunge by Half

Savings banks in South Korea are reassessing strategies as unsecured loan originations plunge over 50% following new government lending caps, with firms eyeing riskier borrowers and portfolio diversification amid rising default concerns.

Yonhap Infomax