Credit Spreads: All-Time Tight Levels & Volatility Link. Explore the current tight credit spread levels between junk and high-quality debt. #PhilRosen #CreditSpreads #HighYield #InvestmentGrade #BondMarket #FixedIncome #DebtMarkets #MarketRisk

Retirees Need Cars But Worry About Money

https://newsletter.tf/retirees-car-replacement-money-worries/

Retirees on fixed incomes need to replace cars. Learn about the money worries and smart ways to get a car without taking on too much debt.

#Retirement, #CarBuying, #FixedIncome, #FinancialPlanning, #SeniorLiving

Retirees Navigating Car Replacement on Fixed Incomes

https://newsletter.tf/retirees-car-replacement-money-worries/

Retirees needing new cars face money worries due to fixed incomes and potential debt.

#Retirement, #CarBuying, #FixedIncome, #FinancialPlanning, #SeniorLiving

Retirees Need Cars But Worry About Money

Many people in retirement need a new car but worry about the cost. Their income is fixed, so they are careful about spending. This report looks at how retirees can find a car that fits their budget.

https://newsletter.tf/retirees-car-replacement-money-worries/

#Retirement, #CarBuying, #FixedIncome, #FinancialPlanning, #SeniorLiving

Retirees Need Cars But Worry About Money

Retirees on fixed incomes need to replace cars. Learn about the money worries and smart ways to get a car without taking on too much debt.

Top 5 for US fixed income market

- Rate cuts gradually lower yields
- Yield‑curve steepening becomes a key theme: Short‑term yields fall faster than long‑term yields.
- Credit spreads stay tight but reactive
- Treasuries regain defensive appeal
- Structured credit (MBS, ABS, CLO, CMBS) sees renewed inflows

#fixedincome
#yieldcurve
#creditspread

Bond investors are more risk averse than stock investors so they call out problems in business models. To build AI data centers investors are requiring rates above 9% coupon on bonds. - almost double the interest for similar non-data center bonds.

In my past life I was a fixed income (bond) analyst, so this very interesting to me, at the intersection of #AI and #Fixedincome. πŸ€“ #aihype #aibubble

https://www.nytimes.com/2025/12/26/business/ai-debt-investors.html

As A.I. Companies Borrow Billions, Debt Investors Grow Wary

Artificial intelligence companies looking to raise funds are being made to pay lofty interest rates, as debt investors become cautious.

The New York Times

Obviously this is too good to be true so one of them is getting called in February...

Anyway that is still $2000 made for the two months because it was traded at discount

#investment #FixedIncome #bond