Yonhap Infomax NewsJan 20
South Korea faces a surge in maturing low-interest COVID-era mortgages exceeding 10 trillion won, as authorities are criticized for delayed long-term fixed-rate loan measures, raising concerns over rising borrower burdens and potential market instability.
#YonhapInfomax #FixedRateMortgage #FinancialServicesCommission #HouseholdDebt #InterestRates #MortgageRenewal #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=100563
'Authorities' Long-Term Fixed-Rate Mortgage Measures Come Too Late'—Wave of Low-Interest COVID-Era Home Loan Maturities Approaches

South Korea faces a surge in maturing low-interest COVID-era mortgages exceeding 10 trillion won, as authorities are criticized for delayed long-term fixed-rate loan measures, raising concerns over rising borrower burdens and potential market instability.

Yonhap Infomax
Yonhap Infomax NewsDec 18
South Korea’s financial regulators are set to announce incentives to boost long-term fixed-rate mortgages, aiming to reduce rate risk for borrowers and reshape the home loan market.
#YonhapInfomax #FixedRateMortgage #FinancialServicesCommission #ShinhanBank #CoveredBond #InterestRateRisk #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=96272
Authorities to Unblock Fixed-Rate Mortgage Market—Incentive Plan for Long-Term Fixed-Rate Home Loans to Be Announced Soon

South Korea’s financial regulators are set to announce incentives to boost long-term fixed-rate mortgages, aiming to reduce rate risk for borrowers and reshape the home loan market.

Yonhap Infomax
Yonhap Infomax NewsOct 21
South Korean banks are accelerating won-denominated covered bond issuance to meet rising demand for long-term fixed-rate mortgages and regulatory targets following the ‘10·15’ real estate measures, with NH NongHyup Bank and BNK Busan Bank planning new offerings by year-end.
#YonhapInfomax
#CoveredBond #NHNongHyupBank #FixedRateMortgage #10·15Measures #BankOfKorea
#Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=86435
Banks’ Demand for Covered Bond Issuance Set to Rise Following ‘10·15’ Measures

South Korean banks are accelerating won-denominated covered bond issuance to meet rising demand for long-term fixed-rate mortgages and regulatory targets following the ‘10·15’ real estate measures, with NH NongHyup Bank and BNK Busan Bank planning new offerings by year-end.

Yonhap Infomax
cashinmortgagesJun 26, 2025

Mortgage preferences are changing!

For the first time in decades, the 5-year fixed mortgage is no longer the top choice. In Q1:
🔹 41% of new mortgages were variable rate
🔹 32% were 3- and 4-year fixed terms
🔹 Only 27% were 5-year fixed

Borrowers are opting for more flexibility and shorter terms to better navigate today’s market.

Thinking about your mortgage options? Let’s chat!

#CashinMortgages #MortgageTrends #VariableRateMortgage #FixedRateMortgage #MortgageOptions #HomeLoans