My bad-ass wife just won another appeal—this one for a class-action suit against a debt collector.
"The appearance of impropriety exists when the trial judge adopts verbatim one party's one-sided final judgment, especially where the judge did not
orally announce findings or rulings during or at the end of trial."
https://2dca.flcourts.gov/content/download/2450338/opinion/Opinion_2024-0311.pdf
@rcade You might be surprised at how much fear and ignorance play into this.
But here’s the fun part: at least in the US, each call like that is worth possibly $1,000 to the person called. #FDCPA #DebtCollectors

Master FDCPA: Collecting Bad Debts Legally
Navigating the complexities of collecting bad debts requires a deep understanding of the Fair Debt Collection Practices Act (FDCPA). This essential guide provides insights into compliance, ensuring your practices align with legal standards while maximizing recovery rates. Learn how to handle difficult cases, avoid common pitfalls, and protect your business.
For more information visit us : https://my-cpe.com/courses/collecting-bad-debts-and-the-fdcpa
Second, the gold it will cost you in time and money. Any information you give them, they WILL use against you to collect more money than you might otherwise pay. And every minute you spend on the phone is, at best, a minute wasted.
So remember: silence is golden.
You might think talking to debt collectors can help solve the problem, but it doesn't. It costs you two types of gold:
First, the gold that is your peace of mind. You'll never end a call with a debt collector, in a good mood.
👇
Silence is golden.
And when you talk to debt collectors, you're giving up gold.
So many people tell us stories of the conversations they have with debt collectors on the phone.
Never once have they gotten to a happy ending.
It's always frustration, confusion, anger, and hopelessness.
And that's not even counting the information the debt collector is gathering on the call.
👇
The debt collectors want you to believe this lie:
"I can't afford a lawyer."
A person told us about a fraudulent account on their credit report that was causing them harm
But they were afraid to call us, because they believed—wrongly—that even calling us would somehow "rack up thousands of dollars" in legal bills and that hiring a lawyer would be "way too much money for me."
👇
If you've been holding back from getting help because you somehow believed we'd be too expensive—now that excuse is gone.
What a facepalm moment.
We're FREE.
If you've got a case, you don't pay anything up front, and if we win, the other side pays us.
The worst thing that can happen is nothing—and that's where you are now.
👇
MikeWas
MY-CPE