Just tried to withdraw 3500 PLN from a #Euronet #ATM in Poland.
Machine kindly offered to “help” me by converting it to 874.96 CHF on the spot.
Such a good deal!
Except… my bank did it for 772.12 CHF instead.
Let me break that down for you:
Euronet rate: 4.02 PLN = 1 CHF
My bank's rate: 4.56 PLN = 1 CHF
Their markup: +13.3%
Actual scam in numbers: I would’ve paid 102.84 CHF more just for saying “yes.”
And the cherry on top?
They try to scare you with “The rate will not be guaranteed if you decline.”
No worries, Euronet — I’ll take my chances with someone who isn’t trying to rob me in daylight.
Friendly reminder:
Always decline conversion. Let your bank handle it.
Unless you're feeling generous and want to donate to the “Euronet yacht fund.”
cc: All the cunts from Euronet ATMs