A lot of the discussion around agentic payments understandably focuses on the “wait … how exactly is this supposed to work safely?” part. Which makes sense, given that we are talking about autonomous software making decisions that eventually lead to money moving around.
So when AP2 and Verifiable Intent were contributed into the FIDO Alliance, it gave me the chance to dig into this topic a lot deeper. I wrote up my understanding in a (slightly) more technical follow-up to the announcements, intended to give a clearer picture of what has actually been contributed to the FIDO Alliance and where the thinking in the Payments Technical Working Group may be heading.
Moving this work from invention and experimentation into open standardization is a pretty important milestone. Agentic payments will ultimately need a shared, interoperable trust layer for identity, consent, and delegation. Building that with the broader ecosystem is crucial to avoid us ending up with 47 incompatible versions of “trust me, the AI meant to do that.”
Look forward to hearing your thoughts.
#AgenticPayments #AI #Payments #Intent #DigitalTrust #VerifiableIntent #AP2 #Standards
https://fidoalliance.org/building-the-trust-layer-for-agentic-payments-with-ap2-and-verifiable-intent/