South Korean insurers set a new annual record for capital securities issuance in 2025, driven by K-ICS compliance pressures and interest rate declines, but volumes are expected to fall next year as regulatory guidelines ease and focus shifts to core capital quality.
#YonhapInfomax #CapitalSecurities #KICS #LotteInsurance #FinancialServicesCommission #IssuanceVolume #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=96078
[2025 Insurance①] Surge in Issuance of Capital Securities—Annual Record High Set

South Korean insurers set a new annual record for capital securities issuance in 2025, driven by K-ICS compliance pressures and interest rate declines, but volumes are expected to fall next year as regulatory guidelines ease and focus shifts to core capital quality.

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South Korean insurers set a new record for capital securities issuance in 2024, but the pace slowed in the second half as regulatory easing shifted focus to core capital quality and liability management.
#YonhapInfomax #CapitalSecurities #KICS #FinancialSupervisoryService #DBInsurance #IssuanceVolume #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=89223
Insurers Set New Annual Record for Capital Securities Issuance—Pace Slows Amid Regulatory Easing

South Korean insurers set a new record for capital securities issuance in 2024, but the pace slowed in the second half as regulatory easing shifted focus to core capital quality and liability management.

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South Korean insurers are accelerating subordinated bond issuance in Q4, with capital securities on track to reach a record annual high, driven by call option deadlines and robust investor demand despite market uncertainties.
#YonhapInfomax #SubordinatedBonds #CapitalSecurities #MiraeAssetLifeInsurance #MeritzFireAndMarineInsurance #KICSRatio #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=85737
Insurers Ramp Up Subordinated Bond Issuance—Capital Securities Set for Record High Again This Year

South Korean insurers are accelerating subordinated bond issuance in Q4, with capital securities on track to reach a record annual high, driven by call option deadlines and robust investor demand despite market uncertainties.

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South Korea’s financial regulators have eased early redemption rules for capital securities, allowing Lotte Insurance to secure capital via subordinated bonds and hybrid securities instead of paid-in capital increases, thus reducing funding pressure and opening the way for call option exercise.
#YonhapInfomax #LotteInsurance #CapitalSecurities #CallOption #KICS #FinancialRegulations #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=67490
Lotte Insurance Eases Funding Burden as 'Interest Rate Requirement' Removed—Path Opens for Call Option Exercise

South Korea’s financial regulators have eased early redemption rules for capital securities, allowing Lotte Insurance to secure capital via subordinated bonds and hybrid securities instead of paid-in capital increases, thus reducing funding pressure and opening the way for call option exercise.

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South Korea’s financial regulators have lowered the recommended K-ICS capital adequacy ratio for insurers from 150% to 130%, easing concerns over early redemption of capital securities and reducing the need for costly new issuances.
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#KICS #FinancialServicesCommission #CapitalSecurities #InsuranceIndustry #CallOption
#Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=67144
Insurance Firms Breathe Sigh of Relief as K-ICS Standards Eased—Capital Securities Burden Reduced

South Korea’s financial regulators have lowered the recommended K-ICS capital adequacy ratio for insurers from 150% to 130%, easing concerns over early redemption of capital securities and reducing the need for costly new issuances.

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FSS to conclude Lotte Non-Life Insurance management evaluation by late May, monitoring capital securities of insurers maturing in 2023 and addressing long-term insurance expected loss ratio concerns.
#YonhapInfomax #FSS #LotteNonLifeInsurance #ManagementEvaluation #CapitalSecurities #InsuranceLossRatios #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=63340
FSS to Conclude Lotte Non-Life Insurance Management Evaluation as Early as Late May

FSS to conclude Lotte Non-Life Insurance management evaluation by late May, monitoring capital securities of insurers maturing in 2023 and addressing long-term insurance expected loss ratio concerns.

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Hanwha Life prepares for dollar-denominated capital securities issuance amid market caution following Lotte Non-Life Insurance's call option failure, with improved credit rating boosting fundraising prospects.
#YonhapInfomax #HanwhaLife #CapitalSecurities #DollarDenominated #CreditRating #LotteNonLifeInsurance #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=62986
Hanwha Life Prepares to Issue Dollar-Denominated Capital Securities - Impact of Lotte Non-Life Insurance Incident

Hanwha Life prepares for dollar-denominated capital securities issuance amid market caution following Lotte Non-Life Insurance's call option failure, with improved credit rating boosting fundraising prospects.

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Lotte Insurance faces investor backlash after delaying call option exercise on subordinated bonds, raising concerns about financial institutions' capital securities and communication practices.
#YonhapInfomax #LotteInsurance #CallOption #SubordinatedBonds #InvestorTrust #CapitalSecurities #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=62146
Lotte Insurance Delays Call Option Exercise - Investors Express Discontent Over Decision Made Two Weeks Ago

Lotte Insurance faces investor backlash after delaying call option exercise on subordinated bonds, raising concerns about financial institutions' capital securities and communication practices.

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Insurance companies in South Korea face 590 billion won in call options this year, with Lotte Non-Life Insurance delaying its option exercise, highlighting industry-wide capital challenges amid regulatory changes and market pressures.
#YonhapInfomax #LotteNonLifeInsurance #CallOptions #KICSRatio #CapitalSecurities #InsuranceIndustry #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=62143
Lotte Non-Life Insurance Delays Call Option - Insurance Companies Face 590 Billion Won in Call Options This Year

Insurance companies in South Korea face 590 billion won in call options this year, with Lotte Non-Life Insurance delaying its option exercise, highlighting industry-wide capital challenges amid regulatory changes and market pressures.

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NH Securities analyst predicts limited risk of delayed early redemption for insurance companies' capital securities, despite Lotte Non-Life Insurance's postponement of subordinated bond call option
#YonhapInfomax #LotteNonLifeInsurance #SubordinatedBonds #EarlyRedemption #CapitalSecurities #SolvencyRatio #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=62135
NH Securities - 'Limited Risk of Delayed Early Redemption for Insurance Companies' Capital Securities'

NH Securities analyst predicts limited risk of delayed early redemption for insurance companies' capital securities, despite Lotte Non-Life Insurance's postponement of subordinated bond call option

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