Book Review: FQ: The nth Intelligence by Rose Fres‑Fausto
Book Review: FQ: The nth Intelligence by Rose Fres‑Fausto
Imagine being smart, hardworking, and successful… yet constantly stressed about money. That’s the reality for many, and Rose Fres‑Fausto calls out the missing piece: FQ — Financial Intelligence Quotient. It’s not just what you know about money—it’s how you think, feel, and act around it.
The book shows that our money habits start young, shaped by family, culture, and childhood experiences. But it also reminds us that money isn’t the goal—it’s a tool to live the life you actually value.
Fres‑Fausto lays out simple rules anyone can follow: pay yourself first, invest wisely, delay gratification, and stick to what you understand. She makes the case that teaching kids about money doesn’t spoil them—it prepares them for real life.
At its core, FQ is about combining knowledge with behavior: budgeting, saving, conscious spending, and long-term thinking. Master that, and money becomes less stressful and more empowering—a way to support your dreams rather than define them.
About the author
Rose Fres Fausto was an investment banker turned full-time homemaker and now a writer and speaker on money and family using Behavioral Economics principles. She graduated with honors with a degree in A.B. Economics from the Ateneo de Manila University, pursued Behavioral Economics in consultation with the Father of Behavioral Economics and Nobel Laureate Richard Thaler and Dan Ariely of Duke University. She completed an Executive Course in Behavioral Economics at the Harvard Business School.
She was the Grand Prize Winner of the first Sinag Financial Literacy Digital Journalism Award in 2014, and honored as one of the three Sheroes (She-Heroes) in 2019. She has written books entitled Raising Pinoy Boys, The Retelling of The Richest Man in Babylon (in English and Filipino versions), FQ: The nth Intelligence, The Emotional Cycle of Investing, and Why Financial Literacy Alone Does Not Work (a crash course in Behavioral Economics). She’s also a columnist at PhilStar FQ Financial Quotient (formerly Raising Children with High FQ), and a regular contributor to magazines such as Feast (formerly Kerygma), Health & Home, Crossroads, etc.
She sits in the board of the Ateneo Center for Economic Research and Development (ACERD), and teaches Behavioral Economics at the Ateneo de Manila University. Helping people attain financial wellness is a Fausto family endeavor through their company IFE Management Advisers, Inc., where she is the president. IFE stands for Investing For Everyone.
Rose is the proud mother of Martin (owner of Brand’eM Consultancy), Enrique (C.F.A. and Financial Architect), and Anton (Myx VJ, professional host/choreographer). She is married to Marvin (the Founding President of the Fund Managers Association of the Philippines).
Social Media Channels: FQ Mom on FB, Spotify & You Tube; @theFQMom on IG & Twitter; FQ stands for Financial Intelligence Quotient. Take your FQ Test go to FQMom website to see how you fare in both the knowledge and behavior aspects of handling your money.
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