Mastodawn

Nov 4

@Mer__edith again: That isn't magic and if your "#business model" relies on #Azure, #AWS & #GCP, it's inherently and irredeemably flawed to begin with!

It's a choice to choose a horrible tech stack with extreme lock-in instead of a working & simple system.

Heck, even #Amazon themselves say "#serverless" sucks…

So why your infrastructure isn't as portable, compact and reproduceable as the one I documented for a payment processor (which unlike #Signal's #ToS has to guarantee compliance with #PSD2, #PCIDSS 4.0, #GDPR, #BDSG & #3Dsecure whilst fulfilling real SLAs) is beyond me.

AWS for the Haters in 100 Seconds

YouTube

@eniko

No, my phone just broke recently and apparently (as #Zinia (aka #Santander) Support put it) I should have known that my phone would break and disabled #3DSecure beforehand...

LOL

Anyone know what the proper way of contacting #Visa to voice such feedback is? And if it is even true to begin with that Visa doesn't provide any alternative to SMS-TAN for #3DSecure?

Kinda surprised they don't, as I can't recall the Visa from #targobank having asked for it

Their support also insisted that as 3DSecure is something from #Visa that they as the card issuing entity aren't the point of contact but I'd have to contact them to voice feedback of #3Dsecure no longer being usable when ones phone breaks there...

Lol #Zinia (#Santander) support just now told me I should have disabled #Visa #3DSecure before my phone broke and "everything is good as it is" when I asked if it was possible to put in a feature request for providing an alternative that doesn't need SMS.

And the entire rest was also a cluster fuck.

Apr 9, 2025

@katrinakatrinka @digyoursoul @molly0xfff granted, compared to #CustomerProtection and #Regulations in the #EU, #finance inctue #USA is a shitshow.

#Carding as a form of #fraud doesn't really exist here, and the few possibilities does.with #PSD2 mandating #3Dsecure in #SEPA member nations...

Nov 8, 2024

@lucasmz I guess you never had to do payments within #EU / #EFTA / #SEPA where #PSD2 applies...

Cuz #3Dsecure is #VISA's implementation of it!

Basically it boils down to mandating #2FA via #App or #SMS for any substantial online transaction...

https://www.youtube.com/watch?v=4cj--G4Nc4E

Nov 7, 2024

There's a simple solution to #CreditCardFraud: #Chip + #PIN & #3Dsecure...

#CreditCard #CreditCards #Fraud #ITsec #InfoSec #OpSec #ComSec

Inside a Teen’s Credit Card Fraud Empire

YouTube